Post #203 Why Leadership Has Failed On Health Care Reform

The mistake President Obama is making in regard to health care reform is that he is being too timid -- there should be a government-takeover of health care. As the Preamble to the Constitution states: "promote the general Welfare."

The public-option that Obama wants is a time-consuming ruse -- the government will choke private insurers out of business. The eight [8] consumer protections that David Axelrod outlined in my post #201 are fine and dandy, but they are how the insurance companies make money and stay in business. Private insurers cannot compete with public coffers. All so that Obama can claim that he allowed the free market to work.

We have already had years and years and years of the free market; we need more now. Yes, that means government. Some problems are so big that government is the only answer. Even George Will agrees with me -- read his column about the success of Phoenix, Arizona.

I'm no fool, * heh * -- I realize that BIG government is just that -- BIG, s-l-o-w and inefficient. But at least government will respond and change its ways. A private company will resist change.

As a Libertarian blue dog Democrat, * huh? * I realize that it is in the governments interest to run health care -- a pro-business stance. What is good for General Motors is good for America, and government-run healh care is good for General Motors. Whoever decided that businesses should be in charge of their employee's health care acted stupidly.

However, I cannot support anything that's not paid for -- beyond "we'll cut waste and fraud" or other voodoo.

I think a %10 'medical tax' on everbody who files an income tax return would do -- Ned the Wino who draws $10,000 in Social Security would pay $1000 for his 'Obamacare' card while Bill Gates would pay $5 billion. Or some kind of graduation -- Ned would pay %5, $500; Bill would pay %20, $10 billion.

Make it optional -- if anybody objects to "socialism," make 'em give up Social Security, Medicare, the use of federally-funded highways, etc.

I am disappointed that Obama is not shooting straight -- playing the free market game to outwit conservatives. We need more.

Post #202 Dick Cheney Terrorizes America

Dick Cheney, former Vice President who was asleep on 9/11, said that the Obama administration's respect for the rule of law and the decision to investigate the CIA serve as a reminder "if any were needed, of why so many Americans have doubts about this administration's ability to be responsible for our nation's security."

Sweating, Dick? :p

Post #201 Fwd: Something Worth "Fwd"

----- Start Forwarded Message -----

This is probably one of the longest emails Ive ever sent, but it could be the most important.

Across the country we are seeing vigorous debate about health insurance reform. Unfortunately, some of the old tactics we know so well are back even the viral emails that fly unchecked and under the radar, spreading all sorts of lies and distortions.

As President Obama said at the town hall in New Hampshire, where we do disagree, let's disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that's actually been proposed.

So lets start a chain email of our own. At the end of my email, youll find a lot of information about health insurance reform, distilled into 8 ways reform provides security and stability to those with or without coverage, 8 common myths about reform and 8 reasons we need health insurance reform now.

Right now, someone you know probably has a question about reform that could be answered by whats below. So what are you waiting for? Forward this email.

Thanks,
David

David Axelrod
Senior Adviser to the President

P.S. We launched www.WhiteHouse.gov/realitycheck this week to knock down the rumors and lies that are floating around the internet. You can find the information below, and much more, there. For example, we've just added a video of Nancy-Ann DeParle from our Health Reform Office tackling a viral email head on. Check it out:

Health Insurance Reform Reality Check

8 ways reform provides security and stability to those with or without coverage

1. Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.

2. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.

3. Ends Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.

4. Ends Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.

5. Ends Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.

6. Ends Annual or Lifetime Caps on Coverage: Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.

7. Extends Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.

8. Guarantees Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal because someone became sick.

Learn more and get details:
http://www.WhiteHouse.gov/health-insurance-consumer-protections/

8 common myths about health insurance reform

1. Reform will stop "rationing" - not increase it: Its a myth that reform will mean a "government takeover" of health care or lead to "rationing." To the contrary, reform will forbid many forms of rationing that are currently being used by insurance companies.

2. We cant afford reform: It's the status quo we can't afford. Its a myth that reform will bust the budget. To the contrary, the President has identified ways to pay for the vast majority of the
up-front costs by cutting waste, fraud, and abuse within existing government health programs; ending big subsidies to insurance companies; and increasing efficiency with such steps as coordinating care and streamlining paperwork. In the long term, reform can help bring down costs that will otherwise lead to a fiscal crisis.

3. Reform would encourage "euthanasia": It does not. Its a malicious myth that reform would encourage or even require euthanasia for seniors. For seniors who want to consult with their family and physicians about end-of life decisions, reform will help to cover these voluntary, private consultations for those who want help with these personal and difficult family decisions.

4. Vets' health care is safe and sound: Its a myth that health insurance reform will affect veterans' access to the care they get now. To the contrary, the President's budget significantly expands coverage under the VA, extending care to 500,000 more veterans who were previously excluded. The VA Healthcare system will continue to be available for all eligible veterans.

5. Reform will benefit small business - not burden it: Its a myth that health insurance reform will hurt small businesses. To the contrary, reform will ease the burdens on small businesses, provide tax credits to help them pay for employee coverage and help level the playing field with big firms who pay much less to cover their employees on average.

6. Your Medicare is safe, and stronger with reform: Its myth that Health Insurance Reform would be financed by cutting Medicare benefits. To the contrary, reform will improve the long-term financial health of Medicare, ensure better coordination, eliminate waste and unnecessary subsidies to insurance companies, and help to close the Medicare "doughnut" hole to make prescription drugs more affordable for seniors.

7. You can keep your own insurance: Its myth that reform will force you out of your current insurance plan or force you to change doctors. To the contrary, reform will expand your choices, not eliminate them.

8. No, government will not do anything with your bank account: It is an absurd myth that government will be in charge of your bank accounts. Health insurance reform will simplify administration, making it easier and more convenient for you to pay bills in a method that you choose. Just like paying a phone bill or a utility bill, you can pay by traditional check, or by a direct electronic payment. And forms will be standardized so they will be easier to understand. The choice is up to you and the same rules of privacy will apply as they do for all other electronic payments that people make.

Learn more and get details:
http://www.WhiteHouse.gov/realitycheck
http://www.WhiteHouse.gov/realitycheck/faq

8 Reasons We Need Health Insurance Reform Now

1. Coverage Denied to Millions: A recent national survey estimated that 12.6 million non-elderly adults 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market were in fact discriminated against because of a pre-existing condition in the previous three years or dropped from coverage when they became seriously ill. Learn more:
http://www.healthreform.gov/reports/denied_coverage/index.html

2. Less Care for More Costs: With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages. In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job. Americans pay more than ever for health insurance, but get less coverage. Learn more:
http://www.healthreform.gov/reports/hiddencosts/index.html

3. Roadblocks to Care for Women: Womens reproductive health requires more regular contact with health care providers, including yearly pap smears, mammograms, and obstetric care. Women are also more likely to report fair or poor health than men (9.5% versus 9.0%). While rates of chronic conditions such as diabetes and high blood pressure are similar to men, women are twice as likely to suffer from headaches and are more likely to experience joint, back or neck pain. These chronic conditions often require regular and frequent treatment and follow-up care. Learn more:
http://www.healthreform.gov/reports/women/index.html

4. Hard Times in the Heartland: Throughout rural America, there are nearly 50 million people who face challenges in accessing health care. The past several decades have consistently shown higher rates of poverty, mortality, uninsurance, and limited access to a primary health care provider in rural areas. With the recent economic downturn, there is potential for an increase in many of the health disparities and access concerns that are already elevated in rural communities. Learn more:
http://www.healthreform.gov/reports/hardtimes

5. Small Businesses Struggle to Provide Health Coverage: Nearly one-third of the uninsured 2013 million people are employees of firms with less than 100 workers. From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. Much of this decline stems from small business. The percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable at 99%. About a third of such workers in firms with fewer than 50 employees obtain insurance through a spoe. Learn more:
http://www.healthreform.gov/reports/helpbottomline

6. The Tragedies are Personal: Half of all personal bankruptcies are at least partly the result of medical expenses. The typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Learn more:
http://www.healthreform.gov/reports/inaction

7. Diminishing Access to Care: From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. An estimated 87 million people - one in every three Americans under the age of 65 - were uninsured at some point in 2007 and 2008. More than 80% of the uninsured are in working families. Learn more:
http://www.healthreform.gov/reports/inaction/diminishing/index.html

8. The Trends are Troubling: Without reform, health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets. Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance - projections suggest that this number will rise to about 72 million in 2040 in the absence of reform. Learn more:
http://www.WhiteHouse.gov/assets/documents/CEA_Health_Care_Report.pdf

Visit WhiteHouse.gov

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Post #200 Who Killed Stephen Hawking?

Well, he is not dead. Stephen Hawking, the renowned British theoretical physicist with a neuro muscular dystrophy, is alive -- just on TV getting the "Presidential Medal of Freedom."

So, the question really is: "Who is keeping Stephen Hawking alive?" The answer: Government.

"Who would kill Stephen Hawking?" Private insurers.

It seems ironic to me that the same peeps who rant about government's theoretical future role in life and death decisions have nothing to say regarding private insurers' real current role. They want to cite Stephen Hawking -- ignoring the fact that he is not dead. All the while, it is private insurers who make life and death decisions every day. If ya can't afford insurance, too bad.

In 1995, Taiwan wanted to have universal health care -- they scoured the world for the best-run government health care to copy and choose the United States' Medicare. Taiwan of course opened their Medicare to everybody. Why can't we do that?

Universal health care is a pro-business stance -- leveling the playing field of the world market. Universal health care is also pro-workers -- nobody to be held hostage to a job because of the health benefits.

"Socialism" is the cry -- ignoring last November's election results. That is the same crowd who slurps at the troughs of Medicare and Social Security, Ignore 'em, I say -- they had their chance to be heard.

Post #199 Why I'm Opposed to Same-Sex Marriage

Well, it's the same reason I oppose all marriages: The government has no interest in promoting unions of any kind -- thro tax breaks or any incentives.

It can be argued that, during the 19th century, the government had an interest in promoting unions and therefore children. The country needed to be populated, and government codifying the value of religious marriage was the way to go. But that changed sometime during the 20th century.

However, the government does have an interest in promoting the establishments of homes to raise children as this would be cheaper than government-financed orphanages.

Please note that my argument as of today has nothing to do with religion -- neither for nor against a religious definition of marriage. Separation of church and state, ya know....